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This is because too often the loopholes and other complications that arise can make the land contract very confusing for all concerned and knowing the advantages and disadvantages of the land contract are important before handing over any money.

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Under a land contract, the seller retains the legal title to the property, while permitting the buyer to take possession of it.

Most experts agree that anyone pursuing this option should retain a real estate attorney to draw up the land contract.

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This results in the final payment being a large balloon payment.

Since the amount of the final payment is so large, the buyer may obtain a conventional mortgage loan from a bank to make the final payment.

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Real property is the land and all the things that are attached to it.